Latest News and Updates
Eva in Washington DC
Eva has gone to Washington DC with the Oregon Association of Realtors (OAR.) She is the incoming president for OAR in 2013. She and other members of OAR and the National Association of Realtors ha…
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Percentage of distress sales
RMLS created this excellent report for distress sales in Oregon. The graph represents Portland and surrounding areas. Here are some specific stats for Portland Metro when comparing …
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Spring remodeling?
We absolutely love the value that this annual report brings to our clients. Check out the Cost vs. Value Report - it's specific to Portland - and see where the best return on your remodeling dollar…
Read MoreHARP 2.0 Help has arrived!
For many homeowners, a refinance to take advantage of today's rates has been impossible until today. Check out the more relaxed rules for a refinance that have just been released. Click here: Eric Dunlap of Dunlap Mortgage explains HARP 2.0 Call Eric, or any of the lenders I have recommended in my Lender tab above for a quote, and more information too see if you qualify.…
Read MoreNegotiating closing costs
Because the real estate market is leaning if favor of the buyers right now, buyers often have their closing costs paid by the seller as part of the negotiation on the purchase of a home. Although specific costs are traditionally paid by one party or the other, we can negotiate who pays for them (within the limits of the loan program you are using - the lender will give us a list of allowable closing costs that can be paid by the seller.) Asking the seller to pay for your closing costs lowers the total amount of cash you’ll need to bring in to purchase a home. If you have a conventional…
Read MorePainting? Free color consult
The Miller Paint store at 4425 NE Sandy Blvd hosts a free color consultation the first Saturday of every month from 11 AM to 2 PM. These 20 minute consultations are with Paula Springer from Key Elements. Interested parties can sign up in the store or by calling 503-595-0107.…
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Will you save with a refi?
Check out the refinancing calculator on Bankrate.com. Hard to believe you won't save with the interest rates this low - but you can find out for sure with this handy calculator. If you need to tal…
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Eva & Temara’s 2011 Market Summary
What happened in 2011? There were many twists and turns that impacted our real estate market and made it yet again another unique year in the history of real estate! We started the year with an i…
Read MoreThe 80-15-5 loan is back!
For those of you who remember it, the 80/15/5 is back! This is an excellent loan option for a buyer with only 5% down - enabling them to avoid mortgage insurance. Check out the details in part of Eric Dunlap's recent blog post. He shares a few tidbits in lending news... I have three exciting announcements about loans for 2012. We are now able to offer 100% financing for clients that qualify for DAPs or Down payment Assistance Programs. We also recently got approval to accept seller carry seconds for the first time in almost 4 years! We can now go to an 80% LTV on the mortgage lo…
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December Market Update
We recently received a copy of the Kendall-Todd December market update. This is a concise & powerful summary of the market. The third page of this report is especially interesting; an ill…
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