Latest News and Updates
Spring spruce up? Free color consult!
The Miller Paint store at 4425 NE Sandy Blvd hosts a free color consultation the first Saturday of every month from 11 AM to 2 PM. These 20 minute consultations are with Paula Springer from Key Elements. Interested parties can sign up in the store or by calling 503-595-0107.…
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Will you save with a refi?
Check out the refinancing calculator on Bankrate.com. Hard to believe you won't save with the interest rates this low - but you can find out for sure with this handy calculator. If you need to tal…
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Eva & Temara’s 2011 Market Summary
What happened in 2011? There were many twists and turns that impacted our real estate market and made it yet again another unique year in the history of real estate! We started the year with an i…
Read MoreThe 80-15-5 loan is back!
For those of you who remember it, the 80/15/5 is back! This is an excellent loan option for a buyer with only 5% down - enabling them to avoid mortgage insurance. Check out the details in part of Eric Dunlap's recent blog post. He shares a few tidbits in lending news... I have three exciting announcements about loans for 2012. We are now able to offer 100% financing for clients that qualify for DAPs or Down payment Assistance Programs. We also recently got approval to accept seller carry seconds for the first time in almost 4 years! We can now go to an 80% LTV on the mortgage lo…
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December Market Update
We recently received a copy of the Kendall-Todd December market update. This is a concise & powerful summary of the market. The third page of this report is especially interesting; an ill…
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Four Fantastic Trees
What trees are small enough to mature in the typical yard space, have low water needs, and have full season beauty? These suggestions are courtesy of Carol Lindsay, a professional landscape design…
Read MorePortland communities are leaders in green energy usage
PGE reported that four of our Portland communities have claimed spots in the Top 10 Green Power Community Challenge presented by the Environmental Protection Agency. Based on the number of customers using renewable power, four Oregon cities achieved high rankings in the national challenge. Hillsboro took second - Portland took third - Gresham took sixth - and Beaverton took 8th in the nation - the Top 10 Green Power Communities are based on annual green power usage (kilowatt hours.) Other Top 10 cities included: Washington DC in first - Santa Clara, CA in fourth - Corvallis, OR in fi…
Read MoreUpgrades under $100
Plenty of inexpensive upgrades — like these — can pay off when it comes time to sell. Part of Eva and I's listing service is providing our sellers with a complimentary home staging consultation; a room by room punchlist on how to stage your home for sale. The tips below are good general suggestions - and you'll get more enjoyment out of your now, outside of resale benefits! 1. Add a fresh coat of paint. Paint is one of the least expensive ways to spruce up. 2. Fix minor plumbing and electrical problems. Take care of problems before a potential buyer uncovers them during …
Read MoreSaving for your down payment
Coming up with the cash for a down payment on a new home can seem daunting, some tips from CBS Money Watch were worth sharing. Saving money for such a major investment is worthwhile and can be accelerated with a few easy strategies. Add to your monthly savings account automatically: Create a savings account specifically for the down payment and commit to devoting a comfortable amount out of your paycheck to it every pay period. Whether it’s $20 or $50 on a regular basis, every bit helps. Talk to your employer about setting up an automatic payment that goes directly to that separate acco…
Read MoreLower Payments with the Mortgage Credit Certificate
Eric Dunlap, of Dunlap Mortgage, explains the The Mortgage Credit Certificate (MCC.) First time buyer? Haven't owned a home in 3 years? This might be an option, don't miss this information! The MCC could mean a lower payment, or increase your buying power. The video link is a short explaination from Eric, he consistantly updates us on the parameters and benefits of this program - he is an expert. You can reach Eric at 503-546-0460, or see more details at the City of Portland.…
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